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Law Enforcement Professional Liability

Eligible Classes

Municipalities/public entities with populations of 100,000 or less, operating law enforcement departments and employing fully sworn peace officers per state standards:

  • Cities
  • Towns
  • Townships
  • Villages
  • Boroughs
  • Townships
  • Counties
  • Special Service Districts
  • Educational Institutions operating public safety departments*
  • Domestic Dependent Nations and/or entities with sovereign powers separate from the US Government

* Please contact us for eligibility criteria for this class.

 

Public Officials Professional/Employment Practices Liability

Eligible Classes

Municipalities/public entities serving populations of 100,000 or less:

  • Cities
  • Towns
  • Townships
  • Villages
  • Boroughs
  • Townships
  • Counties

Special Service Districts:

  • Conservation
  • Drainage
  • Irrigation
  • Fire Protection
  • Sanitation
  • Water
  • Sewer
  • Library
  • Housing and Community Development Authorities
  • Park and Recreation

Authorities & Miscellaneous

  • Public Hospitals or Clinics
  • Transportation Authorities
  • Gas or Electric Generation Utilities
  • Port Authorities
  • Highway Districts
  • Departments of Social Services

Ineligible Classes

  • Federal Regulatory Agencies
  • Nuclear Oversight or Regulatory Agencies
  • Environmental or Pollution Oversight Agencies
  • State or Federal Licensing Boards
  • Labor Unions
  • Political Parties
  • Financial Institutions
  • Government owned or sponsored PPO’s, HMO’s Insurance Plans or Insurance
  • Companies

 

Educators’ Professional / Employment Practices Liability

Eligible Classes

  • Public Schools
  • Private Schools
  • Parochial Schools
  • Colleges
  • Community Colleges
  • Junior Colleges
  • Universities

Ineligible Classes

  • Correspondence schools
  • Teachers’ labor unions or educational associations
  • Schools that have been taken over by the state or other governmental entity
  • Colleges or universities not accredited, or that have lost their accreditation
  • Charter schools
  • Public/private or stand-alone vocational-technical schools
  • Special education cooperatives and stand-alone special education schools
  • For-profit schools
  • Risks that do not maintain general liability coverage